AI voice collections

Voice collections built for agencies — compliant by design.

Deploy AI agents that identify as debt collectors, verify consumers, deliver mini-Miranda, and negotiate payment — with a tool audit trail your compliance team can replay.

  • Mini-Miranda before balance talk
  • Per-agency disclosure scripts
  • Full session replay
Voice console — live session
Hi, this is Nancy with Distributed Collections, a debt collection agency. Am I speaking with Maria Alvarez?
Yes, this is Maria.
Thank you. This is an attempt to collect a debt and any information obtained will be used for that purpose. Your Alpha Bank balance is $1,284.50 — can you pay that in full today?
verify_identitymini_mirandaoffer_plan
Agent speaking02:14 elapsed
100%
Tool-audited calls

Every lookup, verification, and escalation logged

<5m
To first live demo

Browser voice console on sample accounts

FDCPA
Minded workflows

Mini-Miranda, identity gates, clean handoffs

Platform

Everything ops needs — nothing they don't.

From first inbound call to settled account, the stack is built for third-party collections: agency disclosures, identity gates, transcripts, and tenant isolation in one place.

Recovery

Arrangements without the phone-room grind

Agents verify consumers, disclose as a debt collector, negotiate within policy, and record structured outcomes your ops team can QA.

Voice

Agency tone, not robocall IVR

Calm, compliant speech with turn-taking tuned for collections — mini-Miranda before balance talk and a human handoff when the caller disputes or requests one.

Compliance

Guardrails agencies can defend

Identity gates before sensitive data, configurable disclosure scripts, payment policy limits, and session replay built for compliance and client audits.

How it works

Live in three steps

  1. 01

    Onboard your agency

    Spin up an isolated workspace with your branding, disclosure script, and payment policy limits.

  2. 02

    Connect the book

    Import placed accounts via API or webhook. Each creditor client maps to verified consumer records.

  3. 03

    Review every call

    Transcripts, mini-Miranda timing, tool calls, and outcomes land in the collector console for QA.

Ready to run the demo?

Try four sample scenarios in the browser voice console — payment plan, pay in full, dispute, and hardship — or request a private agency workspace.